--- title: Compliance Resource - News and Blog description: Stay up to date on the issues surrounding legal compliance. --- [![compliance-logo-navbar](https://blog.mycomplianceresource.com/hs-fs/hubfs/compliance-logo-navbar.png?width=407&height=87&name=compliance-logo-navbar.png "compliance-logo-navbar")](https://mycomplianceresource.com/) Open main menu Close main menu - [TRAINING](https://mycomplianceresource.com/webinars/) - [MARKETPLACE](https://mycomplianceresource.com/shop/) - [RESOURCES](https://insights.mycomplianceresource.com/regulatory-compliance-resources) - [BLOG](https://mycomplianceresource.com/blog/) - [FORUM](https://mycomplianceresource.com/forums/) # News and Blog Select Category ability-to-repay cfpb cra dodd-frank-act ecoa fdic federal-reserve-board flood-insurance lending-compliance occ poll-results privacy qualified-mortgage regulation-b regulation-z residential-mortgage-loan-application section-1071 truth-in-lending uncategorized [ecoa,](https://blog.mycomplianceresource.com/tag/ecoa) [lending-compliance,](https://blog.mycomplianceresource.com/tag/lending-compliance) [cfpb,](https://blog.mycomplianceresource.com/tag/cfpb) [regulation-b,](https://blog.mycomplianceresource.com/tag/regulation-b) [dodd-frank-act,](https://blog.mycomplianceresource.com/tag/dodd-frank-act) [section-1071](https://blog.mycomplianceresource.com/tag/section-1071) ### [1071 Preparation:  What Should We Do Now?](https://blog.mycomplianceresource.com/1071-preparation-what-should-we-do-now) Sep 2, 2022 11:45:00 AM In the **Dodd-Frank Wall Street Reform and Consumer Protection Act** ([Dodd-Frank](https://www.congress.gov/111/plaws/publ203/PLAW-111publ203.pdf)) of 2010, Congress directed the **Consumer Financial Protection Bureau (CFPB)** to adopt regulations that will govern data collection for small business and agricultural lending. [Kimberly Boatwright](https://blog.mycomplianceresource.com/author/kimberly-boatwright) [Read More](https://blog.mycomplianceresource.com/1071-preparation-what-should-we-do-now) [ecoa,](https://blog.mycomplianceresource.com/tag/ecoa) [cfpb,](https://blog.mycomplianceresource.com/tag/cfpb) [regulation-b,](https://blog.mycomplianceresource.com/tag/regulation-b) [cra](https://blog.mycomplianceresource.com/tag/cra) ### [SMALL BUSINESS LENDING RULE DELAYED](https://blog.mycomplianceresource.com/small-business-lending-rule-delayed) Jun 29, 2022 12:00:00 AM On June 27, 2022, the Office of Management and Budget published the [Spring 2022 Unified Agenda of Federal Regulatory and Deregulatory Actions](https://www.reginfo.gov/public/do/eAgendaMain). The Agenda breaks down rules from over 60 federal departments, agencies, and commissions. [jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) [Read More](https://blog.mycomplianceresource.com/small-business-lending-rule-delayed) [federal-reserve-board,](https://blog.mycomplianceresource.com/tag/federal-reserve-board) [occ,](https://blog.mycomplianceresource.com/tag/occ) [fdic](https://blog.mycomplianceresource.com/tag/fdic) ### [COMPUTER SECURITY INCIDENTS – WHO TO CONTACT?](https://blog.mycomplianceresource.com/computer-security-incidents-who-to-contact) Mar 30, 2022 12:00:00 AM On November 17, 2021, the Office of the Comptroller of the Currency (OCC), Treasury; the Board of Governors of the Federal Reserve System (Board); and the Federal Deposit Insurance Corporation (FDIC) released a [final rule](https://www.federalreserve.gov/newsevents/pressreleases/files/bcreg20211118a1.pdf) that requires a banking organization to notify its primary federal regulator of any “computer-security incident” that rises to the level of a “notification incident,” as soon as possible and no later than 36 hours after the banking organization determines that a notification incident has occurred. [jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) [Read More](https://blog.mycomplianceresource.com/computer-security-incidents-who-to-contact) [uncategorized](https://blog.mycomplianceresource.com/tag/uncategorized) ### [$16M SETTLEMENT FOR OVERDRAFT FEES](https://blog.mycomplianceresource.com/16m-settlement-for-overdraft-fees) Nov 25, 2020 12:00:00 AM On October 5, 2020, the Navy Federal Credit Union agreed to settle a class action suit for $16 million that will reimburse an estimated 700,000 current and former... [jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) [Read More](https://blog.mycomplianceresource.com/16m-settlement-for-overdraft-fees) [flood-insurance](https://blog.mycomplianceresource.com/tag/flood-insurance) ### [FLOOD INSURANCE – ANOTHER LAST MINUTE REPRIEVE](https://blog.mycomplianceresource.com/flood-insurance-another-last-minute-reprieve) Nov 22, 2019 12:00:00 AM Apparently another last minute approval by Congress and signature by the President has provided continued appropriations for the National Flood Insurance Program through... [jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) [Read More](https://blog.mycomplianceresource.com/flood-insurance-another-last-minute-reprieve) [privacy](https://blog.mycomplianceresource.com/tag/privacy) ### [$170 MILLION COPPA SETTLEMENT WITH GOOGLE AND YOUTUBE](https://blog.mycomplianceresource.com/170-million-coppa-settlement-with-google-and-youtube) Sep 6, 2019 12:00:00 AM The Federal Trade Commission (FTC) announced that Google LLC and its subsidiary YouTube, LLC have settled with the FTC and New York Attorney General over allegations that YouTube illegally collected personal information from children without their parents’ consent in violation of the Children’s Online Privacy Protection Act (COPPA).  The complaint alleges the personal information collected was from viewers of child-directed channels in the form of persistent identifiers used to track internet usage, commonly known as cookies. According to the complaint, use of these cookies to deliver targeted ads to viewers of these channels resulted in YouTube earning millions of dollars. Per the settlement Google and YouTube: [rcooper](https://blog.mycomplianceresource.com/author/rcooper) [Read More](https://blog.mycomplianceresource.com/170-million-coppa-settlement-with-google-and-youtube) [lending-compliance](https://blog.mycomplianceresource.com/tag/lending-compliance) ### [PERMANENTLY PROTECTING TENANTS AT FORECLOSURE ACT OF 2015](https://blog.mycomplianceresource.com/permanently-protecting-tenants-at-foreclosure-act-of-2015) Mar 22, 2015 12:00:00 AM The Protecting Tenants at Foreclosure Act of 2009 (PTFA) was enacted on May 20, 2009. The major provision of the PTFA was to ensure protection from eviction for tenants... [jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) [Read More](https://blog.mycomplianceresource.com/permanently-protecting-tenants-at-foreclosure-act-of-2015) [poll-results,](https://blog.mycomplianceresource.com/tag/poll-results) [qualified-mortgage,](https://blog.mycomplianceresource.com/tag/qualified-mortgage) [ability-to-repay,](https://blog.mycomplianceresource.com/tag/ability-to-repay) [lending-compliance,](https://blog.mycomplianceresource.com/tag/lending-compliance) [cfpb,](https://blog.mycomplianceresource.com/tag/cfpb) [regulation-z,](https://blog.mycomplianceresource.com/tag/regulation-z) [truth-in-lending,](https://blog.mycomplianceresource.com/tag/truth-in-lending) [dodd-frank-act](https://blog.mycomplianceresource.com/tag/dodd-frank-act) ### [ATR/QM POLL](https://blog.mycomplianceresource.com/atrqm-poll) Aug 4, 2014 12:00:00 AM Recently we polled our Compliance Master Group members on the Ability-to-Repay/Qualified Mortgages rules. There were no huge surprises, but we got a lot of confirmation of what we expected to see: [jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) [Read More](https://blog.mycomplianceresource.com/atrqm-poll) [ecoa,](https://blog.mycomplianceresource.com/tag/ecoa) [lending-compliance,](https://blog.mycomplianceresource.com/tag/lending-compliance) [regulation-b](https://blog.mycomplianceresource.com/tag/regulation-b) ### [BUSINESS DAY – NEW REGULATION B APPRAISAL RULES](https://blog.mycomplianceresource.com/business-day-new-regulation-b-appraisal-rules) Mar 7, 2013 12:00:00 AM The appraisal rules contained in Regulation B were revised on January 18, 2013. The revisions are effective on January 18, 2014. Among other requirements, the revised regulation requires that: [jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) [Read More](https://blog.mycomplianceresource.com/business-day-new-regulation-b-appraisal-rules) [residential-mortgage-loan-application,](https://blog.mycomplianceresource.com/tag/residential-mortgage-loan-application) [lending-compliance](https://blog.mycomplianceresource.com/tag/lending-compliance) ### [New Uniform Residential Mortgage Loan Application](https://blog.mycomplianceresource.com/new-uniform-residential-mortgage-loan-application-3) Jun 28, 2010 12:00:00 AM Fannie Mae has developed a new Uniform Residential Loan Application form (Fannie Mae Form 1003 – revised 6/09). Use of the new form is required for applications taken on... [jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) [Read More](https://blog.mycomplianceresource.com/new-uniform-residential-mortgage-loan-application-3) [1](https://blog.mycomplianceresource.com) [2](https://blog.mycomplianceresource.com/page/2) ![compliance-logo-navbar](https://blog.mycomplianceresource.com/hs-fs/hubfs/compliance-logo-navbar.png?width=550&name=compliance-logo-navbar.png "compliance-logo-navbar") ##### Links & Resources - [Contact Us](https://mycomplianceresource.com/contact/) - [Training](https://mycomplianceresource.com/training-services/) - [Shop](https://mycomplianceresource.com/shop/) - [Resources](https://mycomplianceresource.com/resources-overview/) - [Forums](https://mycomplianceresource.com/forums/) ##### Stay Connected Subscribe to our mailing list for updates on new content. 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