---
title: Compliance Resource - News and Blog | jholzknecht
description: Stay up to date on the issues surrounding legal compliance.
---

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# News and Blog

Select Category ability-to-repay cfpb cra dodd-frank-act ecoa fdic federal-reserve-board flood-insurance lending-compliance occ poll-results privacy qualified-mortgage regulation-b regulation-z residential-mortgage-loan-application section-1071 truth-in-lending uncategorized

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## jholzknecht

[ecoa,](https://blog.mycomplianceresource.com/tag/ecoa) [cfpb,](https://blog.mycomplianceresource.com/tag/cfpb) [regulation-b,](https://blog.mycomplianceresource.com/tag/regulation-b) [cra](https://blog.mycomplianceresource.com/tag/cra)

### [SMALL BUSINESS LENDING RULE DELAYED](https://blog.mycomplianceresource.com/small-business-lending-rule-delayed)

Jun 29, 2022 12:00:00 AM

On June 27, 2022, the Office of Management and Budget published the [Spring 2022 Unified Agenda of Federal Regulatory and Deregulatory Actions](https://www.reginfo.gov/public/do/eAgendaMain). The Agenda breaks down rules from over 60 federal departments, agencies, and commissions.

[jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) 

[Read More](https://blog.mycomplianceresource.com/small-business-lending-rule-delayed)

[federal-reserve-board,](https://blog.mycomplianceresource.com/tag/federal-reserve-board) [occ,](https://blog.mycomplianceresource.com/tag/occ) [fdic](https://blog.mycomplianceresource.com/tag/fdic)

### [COMPUTER SECURITY INCIDENTS – WHO TO CONTACT?](https://blog.mycomplianceresource.com/computer-security-incidents-who-to-contact)

Mar 30, 2022 12:00:00 AM

On November 17, 2021, the Office of the Comptroller of the Currency (OCC), Treasury; the Board of Governors of the Federal Reserve System (Board); and the Federal Deposit Insurance Corporation (FDIC) released a [final rule](https://www.federalreserve.gov/newsevents/pressreleases/files/bcreg20211118a1.pdf) that requires a banking organization to notify its primary federal regulator of any “computer-security incident” that rises to the level of a “notification incident,” as soon as possible and no later than 36 hours after the banking organization determines that a notification incident has occurred.

[jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) 

[Read More](https://blog.mycomplianceresource.com/computer-security-incidents-who-to-contact)

[uncategorized](https://blog.mycomplianceresource.com/tag/uncategorized)

### [$16M SETTLEMENT FOR OVERDRAFT FEES](https://blog.mycomplianceresource.com/16m-settlement-for-overdraft-fees)

Nov 25, 2020 12:00:00 AM

On October 5, 2020, the Navy Federal Credit Union agreed to settle a class action suit for $16 million that will reimburse an estimated 700,000 current and former...

[jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) 

[Read More](https://blog.mycomplianceresource.com/16m-settlement-for-overdraft-fees)

[flood-insurance](https://blog.mycomplianceresource.com/tag/flood-insurance)

### [FLOOD INSURANCE – ANOTHER LAST MINUTE REPRIEVE](https://blog.mycomplianceresource.com/flood-insurance-another-last-minute-reprieve)

Nov 22, 2019 12:00:00 AM

Apparently another last minute approval by Congress and signature by the President has provided continued appropriations for the National Flood Insurance Program through...

[jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) 

[Read More](https://blog.mycomplianceresource.com/flood-insurance-another-last-minute-reprieve)

[lending-compliance](https://blog.mycomplianceresource.com/tag/lending-compliance)

### [PERMANENTLY PROTECTING TENANTS AT FORECLOSURE ACT OF 2015](https://blog.mycomplianceresource.com/permanently-protecting-tenants-at-foreclosure-act-of-2015)

Mar 22, 2015 12:00:00 AM

The Protecting Tenants at Foreclosure Act of 2009 (PTFA) was enacted on May 20, 2009. The major provision of the PTFA was to ensure protection from eviction for tenants...

[jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) 

[Read More](https://blog.mycomplianceresource.com/permanently-protecting-tenants-at-foreclosure-act-of-2015)

[poll-results,](https://blog.mycomplianceresource.com/tag/poll-results) [qualified-mortgage,](https://blog.mycomplianceresource.com/tag/qualified-mortgage) [ability-to-repay,](https://blog.mycomplianceresource.com/tag/ability-to-repay) [lending-compliance,](https://blog.mycomplianceresource.com/tag/lending-compliance) [cfpb,](https://blog.mycomplianceresource.com/tag/cfpb) [regulation-z,](https://blog.mycomplianceresource.com/tag/regulation-z) [truth-in-lending,](https://blog.mycomplianceresource.com/tag/truth-in-lending) [dodd-frank-act](https://blog.mycomplianceresource.com/tag/dodd-frank-act)

### [ATR/QM POLL](https://blog.mycomplianceresource.com/atrqm-poll)

Aug 4, 2014 12:00:00 AM

Recently we polled our Compliance Master Group members on the Ability-to-Repay/Qualified Mortgages rules. There were no huge surprises, but we got a lot of confirmation of what we expected to see:

[jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) 

[Read More](https://blog.mycomplianceresource.com/atrqm-poll)

[ecoa,](https://blog.mycomplianceresource.com/tag/ecoa) [lending-compliance,](https://blog.mycomplianceresource.com/tag/lending-compliance) [regulation-b](https://blog.mycomplianceresource.com/tag/regulation-b)

### [BUSINESS DAY – NEW REGULATION B APPRAISAL RULES](https://blog.mycomplianceresource.com/business-day-new-regulation-b-appraisal-rules)

Mar 7, 2013 12:00:00 AM

The appraisal rules contained in Regulation B were revised on January 18, 2013. The revisions are effective on January 18, 2014. Among other requirements, the revised regulation requires that:

[jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) 

[Read More](https://blog.mycomplianceresource.com/business-day-new-regulation-b-appraisal-rules)

[residential-mortgage-loan-application,](https://blog.mycomplianceresource.com/tag/residential-mortgage-loan-application) [lending-compliance](https://blog.mycomplianceresource.com/tag/lending-compliance)

### [New Uniform Residential Mortgage Loan Application](https://blog.mycomplianceresource.com/new-uniform-residential-mortgage-loan-application-3)

Jun 28, 2010 12:00:00 AM

Fannie Mae has developed a new Uniform Residential Loan Application form (Fannie Mae Form 1003 – revised 6/09). Use of the new form is required for applications taken on...

[jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) 

[Read More](https://blog.mycomplianceresource.com/new-uniform-residential-mortgage-loan-application-3)

[lending-compliance](https://blog.mycomplianceresource.com/tag/lending-compliance)

### [Financial Reform](https://blog.mycomplianceresource.com/financial-reform)

Jun 27, 2010 12:00:00 AM

In the early morning hours on Friday June 25th a congressional panel reached agreement on a sweeping overhaul of the financial system. The agreement now must go to the...

[jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) 

[Read More](https://blog.mycomplianceresource.com/financial-reform)

[flood-insurance](https://blog.mycomplianceresource.com/tag/flood-insurance)

### [Flood Insurance](https://blog.mycomplianceresource.com/flood-insurance-6)

Jun 23, 2010 12:00:00 AM

Horrendous floods recently ravaged Nashville, Tennessee. I am spending the day explaining the details of the National Flood Insurance Act and related laws and...

[jholzknecht](https://blog.mycomplianceresource.com/author/jholzknecht) 

[Read More](https://blog.mycomplianceresource.com/flood-insurance-6)

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